:root{--navy:#071a2d;--blue:#0a3d62;--red:#e53935;--ink:#14212b;--muted:#546574;--line:#dbe4ea;--paper:#f5f8fa}*{box-sizing:border-box}body{margin:0;color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff}a{color:#075aa6}header{background:var(--navy);color:#fff;padding:18px 5%}header a{color:#fff;text-decoration:none}.brand{font-weight:800;font-size:1.2rem}.nav{float:right}.nav a{margin-left:22px}.hero{padding:72px 5%;background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff}.hero div,.wrap{max-width:1080px;margin:auto}.eyebrow{color:#ffb3b0;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.hero h1{font-size:clamp(2.1rem,5vw,4rem);line-height:1.08;max-width:900px;margin:.2em 0}.hero p{max-width:760px;font-size:1.15rem;color:#e5eef5}.cta{display:inline-block;background:var(--red);color:#fff;text-decoration:none;padding:13px 20px;border-radius:7px;font-weight:800;margin:10px 10px 0 0}.cta.alt{background:#fff;color:var(--navy)}main{padding:52px 5%}.wrap{display:grid;gap:30px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:12px;padding:24px;background:#fff}.card h2,.card h3{margin-top:0}.band{background:var(--paper);padding:44px 5%;margin:24px -5%}.steps{counter-reset:s}.step{padding:18px 0;border-bottom:1px solid var(--line)}.step:before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:30px;height:30px;margin-right:12px;border-radius:50%;background:var(--red);color:#fff;font-weight:800}.facts{display:flex;flex-wrap:wrap;gap:12px}.fact{background:#eaf2f7;border-radius:999px;padding:7px 13px}.notice{border-left:5px solid var(--red);padding:18px 22px;background:#fff6f5}footer{background:var(--navy);color:#cfdae3;padding:32px 5%;margin-top:40px}footer a{color:#fff}@media(max-width:760px){.nav{float:none;margin-top:10px}.nav a{margin:0 12px 0 0}.grid{grid-template-columns:1fr}.hero{padding-top:50px}}